My name is Nicole and I am currently going through the Dave Ramsey Financial Coaching classes and hope to utilize my learnings to provide tools for other individuals and families to prepare for a future free of money stressors. I grew up in a family where finances were the root of the majority of our household conflicts; I told myself that this would not be the case for my family when I grew up. Although we are by no means perfect, my husband and I consistently work to be open and honest with each other about our money and I feel it has strengthened our family dynamic.